NASDAQ·US·Asset Management

TROWTROW

Banks, insurers and REITs need specialised metrics

Our model uses general-purpose pillars (FCF, EBITDA, debt ratios) that don't fully capture financial-sector economics like Tier-1 capital, NIM, or loan-loss reserves. Read the score directionally, not as gospel.

สรุป

ปานกลาง

ความมั่นใจ 86%
$100.47—

Today's session

Upside?
-12.2%
FV $88.23
P/E (TTM)?
10.9
Earnings yield
FCF yield?
8.5%
Mcap $21.91B

ถือ

Fundamental neutral·Technical buy

What investors notice

Key signs

Plain-language read of the metrics that matter most for this stock.

Strongly positive
5 · 1 · 1

Strengths

5
  • High return on invested capital24%
  • Low ROE volatility — durable franchise1.1 pp
  • Net cash on the balance sheet-1.0×
  • High FCF yield9%
  • ROIC well above cost of capital — value-creating13%

Risks

1
  • Inconsistent profitability4/10

Watchlist

1
  • Gross margins under pressure
$100.47+19.2%

1Y · period change vs 2025-04-29

Score history (10y)

How quality has trended through cycles.

+2 YoY

Verdict bands: 85+ Wonderful · 70 Solid · 55 Average · 40 Risky.

Fair value range

5 of 5 models · trimmed-mean consensus

Consensus FV
$88.23
Upside
-12.2%
Now $100.47
Our FV$88.23
Price$100.47
$40.25$172.23

Open the Fair Value tab to tweak WACC and growth, and to see all five model outputs side-by-side.

10-year financials

Annual revenue, profit, and free cash flow with year-over-year growth overlay.

YoY growth overlaid

Snapshot

At a glance

Top-line figures most investors check first.

Market cap
$21.91B
P/E (TTM)?
10.9
FCF yield?
8.5%
Dividend
$5.08
5.1% yield
52w range
$83.61 – $107.41
Score confidence
86%
Data completeness

Last updated 4/30/2026, 5:22:10 AM · Data via Yahoo Finance, FMP, EDGAR. Disclaimer