NASDAQ·US·Banks - Regional

TFCTFC

Banks, insurers and REITs need specialised metrics

Our model uses general-purpose pillars (FCF, EBITDA, debt ratios) that don't fully capture financial-sector economics like Tier-1 capital, NIM, or loan-loss reserves. Read the score directionally, not as gospel.

สรุป

ควรหลีกเลี่ยง

ความมั่นใจ 59%
$50.65—

Today's session

Upside?
-6.1%
FV $47.55
P/E (TTM)?
12.5
Earnings yield
FCF yield?
—
Mcap $63.1B

ถือ

Fundamental strong sell·Technical strong buy

Quality and timing disagree — price is rising even though fundamentals are weak. Don't chase.

What investors notice

Key signs

Plain-language read of the metrics that matter most for this stock.

Net positive
3 · 0 · 2

Strengths

3
  • Recent growth re-accelerating
  • Long-term debt declining year-over-year
  • Pristine fundamentals (Piotroski 7+)7/9

Risks

2
  • Inconsistent profitability3/10
  • EPS shrinking on a 5-year basis-5%

Watchlist

0

None detected.

$50.65+37.0%

1Y · period change vs 2025-04-29

Score history (10y)

How quality has trended through cycles.

+1 YoY

Verdict bands: 85+ Wonderful · 70 Solid · 55 Average · 40 Risky.

Fair value range

4 of 5 models · trimmed-mean consensus

Consensus FV
$47.55
Upside
-6.1%
Now $50.65
Our FV$47.55
Price$50.65
$30.23$61.42

Open the Fair Value tab to tweak WACC and growth, and to see all five model outputs side-by-side.

10-year financials

Annual revenue, profit, and free cash flow with year-over-year growth overlay.

YoY growth overlaid

Snapshot

At a glance

Top-line figures most investors check first.

Market cap
$63.1B
P/E (TTM)?
12.5
FCF yield?
—
Dividend
$2.08
4.1% yield
52w range
$36.58 – $55.25
Score confidence
59%
Data completeness

Last updated 4/30/2026, 5:19:19 AM · Data via Yahoo Finance, FMP, EDGAR. Disclaimer