NASDAQ·US·Asset Management

STTSTT

Banks, insurers and REITs need specialised metrics

Our model uses general-purpose pillars (FCF, EBITDA, debt ratios) that don't fully capture financial-sector economics like Tier-1 capital, NIM, or loan-loss reserves. Read the score directionally, not as gospel.

สรุป

เสี่ยง

ความมั่นใจ 62%
$150.70—

Today's session

Upside?
+38.9%
FV $209.34
P/E (TTM)?
15.3
Earnings yield
FCF yield?
—
Mcap $42B

ซื้อ

Fundamental neutral·Technical strong buy

What investors notice

Key signs

Plain-language read of the metrics that matter most for this stock.

Strongly positive
4 · 1 · 1

Strengths

4
  • Low ROE volatility — durable franchise1.3 pp
  • Recent growth re-accelerating
  • Pristine fundamentals (Piotroski 7+)8/9
  • Trading well below consensus fair value39%

Risks

1
  • Inconsistent profitability4/10

Watchlist

1
  • Long-term debt rising — monitor leverage
$150.70+75.0%

1Y · period change vs 2025-04-29

Score history (10y)

How quality has trended through cycles.

+2 YoY

Verdict bands: 85+ Wonderful · 70 Solid · 55 Average · 40 Risky.

Fair value range

4 of 5 models · trimmed-mean consensus

Consensus FV
$209.34
Upside
+38.9%
Now $150.70
Our FV$209.34
Price$150.70
$0.00$564.61

Open the Fair Value tab to tweak WACC and growth, and to see all five model outputs side-by-side.

10-year financials

Annual revenue, profit, and free cash flow with year-over-year growth overlay.

YoY growth overlaid

Snapshot

At a glance

Top-line figures most investors check first.

Market cap
$42B
P/E (TTM)?
15.3
FCF yield?
—
Dividend
$3.28
2.2% yield
52w range
$85.70 – $154.02
Score confidence
62%
Data completeness

Last updated 4/30/2026, 5:18:53 AM · Data via Yahoo Finance, FMP, EDGAR. Disclaimer