NASDAQ·US·Banks - Regional

PNCPNC

Banks, insurers and REITs need specialised metrics

Our model uses general-purpose pillars (FCF, EBITDA, debt ratios) that don't fully capture financial-sector economics like Tier-1 capital, NIM, or loan-loss reserves. Read the score directionally, not as gospel.

สรุป

ควรหลีกเลี่ยง

ความมั่นใจ 59%
$218.71

Today's session

Upside?
-12.4%
FV $191.61
P/E (TTM)?
12.7
Earnings yield
FCF yield?
Mcap $88.22B

ขาย

Fundamental strong sell·Technical neutral

What investors notice

Key signs

Plain-language read of the metrics that matter most for this stock.

Strongly positive
5 · 0 · 1

Strengths

5
  • Low ROE volatility — durable franchise1.1 pp
  • Recent growth re-accelerating
  • Long-term debt declining year-over-year
  • Pristine fundamentals (Piotroski 7+)9/9
  • Analyst consensus heavily Buy-skewed

Risks

1
  • Inconsistent profitability4/10

Watchlist

0

None detected.

$218.71+40.8%

1Y · period change vs 2025-04-29

Score history (10y)

How quality has trended through cycles.

+2 YoY

Verdict bands: 85+ Wonderful · 70 Solid · 55 Average · 40 Risky.

Fair value range

4 of 5 models · trimmed-mean consensus

Consensus FV
$191.61
Upside
-12.4%
Now $218.71
Our FV$191.61
Price$218.71
$62.18$242.59

Open the Fair Value tab to tweak WACC and growth, and to see all five model outputs side-by-side.

10-year financials

Annual revenue, profit, and free cash flow with year-over-year growth overlay.

YoY growth overlaid

Snapshot

At a glance

Top-line figures most investors check first.

Market cap
$88.22B
P/E (TTM)?
12.7
FCF yield?
Dividend
$6.70
3.1% yield
52w range
$155.37$240.63
Score confidence
59%
Data completeness

Last updated 4/30/2026, 5:20:49 AM · Data via Yahoo Finance, FMP, EDGAR. Disclaimer