NASDAQ·US·Asset Management
IVZIVZ
Banks, insurers and REITs need specialised metrics
Our model uses general-purpose pillars (FCF, EBITDA, debt ratios) that don't fully capture financial-sector economics like Tier-1 capital, NIM, or loan-loss reserves. Read the score directionally, not as gospel.
สรุป
ควรหลีกเลี่ยง
Today's session
ซื้อ
What investors notice
Key signs
Plain-language read of the metrics that matter most for this stock.
Strengths
- Low ROE volatility — durable franchise4.2 pp
- Strong free-cash-flow compounding41%
- Recent growth re-accelerating
- Trading well below consensus fair value50%
Risks
- Capital efficiency is weak (low ROE)2%
- Inconsistent profitability2/10
- EPS shrinking on a 5-year basis-100%
- Operating profit barely covers interest-1.4×
- ROIC below WACC — destroying value-11%
Watchlist
- Gross margins under pressure
- Long-term debt rising — monitor leverage
1Y · period change vs 2025-04-29
Score history (10y)
How quality has trended through cycles.
Verdict bands: 85+ Wonderful · 70 Solid · 55 Average · 40 Risky.
Fair value range
3 of 5 models · trimmed-mean consensus
Open the Fair Value tab to tweak WACC and growth, and to see all five model outputs side-by-side.
10-year financials
Annual revenue, profit, and free cash flow with year-over-year growth overlay.
YoY growth overlaid
Snapshot
At a glance
Top-line figures most investors check first.
Last updated 4/30/2026, 5:19:50 AM · Data via Yahoo Finance, FMP, EDGAR. Disclaimer