NASDAQ·US·Banks - Regional

HBANHBAN

Banks, insurers and REITs need specialised metrics

Our model uses general-purpose pillars (FCF, EBITDA, debt ratios) that don't fully capture financial-sector economics like Tier-1 capital, NIM, or loan-loss reserves. Read the score directionally, not as gospel.

สรุป

ควรหลีกเลี่ยง

ความมั่นใจ 62%
$16.31

Today's session

Upside?
+6.3%
FV $17.33
P/E (TTM)?
12.5
Earnings yield
FCF yield?
Mcap $33.06B

ขาย

Fundamental sell·Technical sell

What investors notice

Key signs

Plain-language read of the metrics that matter most for this stock.

Net positive
3 · 1 · 2

Strengths

3
  • Low ROE volatility — durable franchise1.5 pp
  • Recent growth re-accelerating
  • Analyst consensus heavily Buy-skewed

Risks

2
  • Inconsistent profitability4/10
  • EPS shrinking on a 5-year basis-1%

Watchlist

1
  • Long-term debt rising — monitor leverage
$16.31+15.7%

1Y · period change vs 2025-04-29

Score history (10y)

How quality has trended through cycles.

+1 YoY

Verdict bands: 85+ Wonderful · 70 Solid · 55 Average · 40 Risky.

Fair value range

4 of 5 models · trimmed-mean consensus

Consensus FV
$17.33
Upside
+6.3%
Now $16.31
Our FV$17.33
Price$16.31
$9.64$31.15

Open the Fair Value tab to tweak WACC and growth, and to see all five model outputs side-by-side.

10-year financials

Annual revenue, profit, and free cash flow with year-over-year growth overlay.

YoY growth overlaid

Snapshot

At a glance

Top-line figures most investors check first.

Market cap
$33.06B
P/E (TTM)?
12.5
FCF yield?
Dividend
$0.62
3.8% yield
52w range
$13.99$19.08
Score confidence
62%
Data completeness

Last updated 4/30/2026, 5:22:08 AM · Data via Yahoo Finance, FMP, EDGAR. Disclaimer