NASDAQ·US·Asset Management
ARESARES
Banks, insurers and REITs need specialised metrics
Our model uses general-purpose pillars (FCF, EBITDA, debt ratios) that don't fully capture financial-sector economics like Tier-1 capital, NIM, or loan-loss reserves. Read the score directionally, not as gospel.
สรุป
ควรหลีกเลี่ยง
Today's session
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What investors notice
Key signs
Plain-language read of the metrics that matter most for this stock.
Strengths
- Gross margin trending up
- Recent growth re-accelerating
- Long-term debt declining year-over-year
- Pristine fundamentals (Piotroski 7+)7/9
- High FCF yield6%
- Analyst consensus heavily Buy-skewed
Risks
- Inconsistent profitability4/10
- Highly leveraged (Net Debt > 4× EBITDA)10.9×
- Operating profit barely covers interest1.3×
- ROIC below WACC — destroying value-6%
Watchlist
None detected.
1Y · period change vs 2025-04-29
Score history (10y)
How quality has trended through cycles.
Verdict bands: 85+ Wonderful · 70 Solid · 55 Average · 40 Risky.
Fair value range
5 of 5 models · trimmed-mean consensus
Open the Fair Value tab to tweak WACC and growth, and to see all five model outputs side-by-side.
10-year financials
Annual revenue, profit, and free cash flow with year-over-year growth overlay.
YoY growth overlaid
Snapshot
At a glance
Top-line figures most investors check first.
Last updated 4/30/2026, 5:19:19 AM · Data via Yahoo Finance, FMP, EDGAR. Disclaimer