NASDAQ·US·Insurance - Property & Casualty

AIZAIZ

Banks, insurers and REITs need specialised metrics

Our model uses general-purpose pillars (FCF, EBITDA, debt ratios) that don't fully capture financial-sector economics like Tier-1 capital, NIM, or loan-loss reserves. Read the score directionally, not as gospel.

สรุป

เสี่ยง

ความมั่นใจ 65%
$232.70

Today's session

Upside?
+50.0%
FV $411.36
P/E (TTM)?
13.7
Earnings yield
FCF yield?
18.9%
Mcap $11.59B

ซื้อ

Fundamental neutral·Technical strong buy

What investors notice

Key signs

Plain-language read of the metrics that matter most for this stock.

Strongly positive
7 · 1 · 1

Strengths

7
  • Low ROE volatility — durable franchise4.0 pp
  • EPS compounding at double-digit pace50%
  • Strong free-cash-flow compounding57%
  • Pristine fundamentals (Piotroski 7+)8/9
  • Trading well below consensus fair value50%
  • High FCF yield19%
  • Analyst consensus heavily Buy-skewed

Risks

1
  • Inconsistent profitability4/10

Watchlist

1
  • Long-term debt rising — monitor leverage
$232.70+21.7%

1Y · period change vs 2025-04-29

Score history (10y)

How quality has trended through cycles.

+2 YoY

Verdict bands: 85+ Wonderful · 70 Solid · 55 Average · 40 Risky.

Fair value range

5 of 5 models · trimmed-mean consensus

Consensus FV
$411.36
Upside
+50.0%
Now $232.70
Our FV$411.36
Price$232.70
$0.00$2,626.15

Open the Fair Value tab to tweak WACC and growth, and to see all five model outputs side-by-side.

10-year financials

Annual revenue, profit, and free cash flow with year-over-year growth overlay.

YoY growth overlaid

Snapshot

At a glance

Top-line figures most investors check first.

Market cap
$11.59B
P/E (TTM)?
13.7
FCF yield?
18.9%
Dividend
$3.28
1.4% yield
52w range
$182.42$242.33
Score confidence
65%
Data completeness

Last updated 4/30/2026, 5:22:05 AM · Data via Yahoo Finance, FMP, EDGAR. Disclaimer